We are all dealt the same cards in the tax game, but how you play them determines whether the IRS or you win. Sadly, most taxpayers play their IRA cards wrong. Result: Your family loses.
This article is a roadmap of what to do (and not to do) with your IRA. To cover every possibility would take a novel. So, we are going to zero in on the IRA problems most readers of this column call me about.
First, some basic rules
1. Almost all IRAs are "t