Hurricanes and floods, oh my!

A quick call to our agent with copies of the letters from the agencies strongly suggesting no repairs are made were included. Hours later, we had an official reply: we would likely be covered if at some point in the future, any problems arose, but that would not prevent a lawsuit being filed based upon our having ignored the warnings while performing repairs instead of replacements. Their advise: repairing flooded appliances exposes us to increased exposure to liability and they strongly urged we replace or walk away from the work.

Hurricane Agnes in June 1972 delivered more than 16" of rain to our area, which resulted in massive flooding. As an apprentice plumber, it was my job to enter into the flooded basements and set up each sump pump. Bear in mind that submersible sump pumps were not the norm — pedestal sump pumps were, due to cost — so the work often required we suspend the motor above the water and the owners would lower it as the waters receded.

Chest- and neck-deep water was not

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